It can take 1-3 business days for the money to be refunded, depending on your bank or card issuer. Apple Pay person to person payments are just like any other private transaction between two people. If you’re unable to cancel or receive your money back from the recipient, you can contact us to open a dispute.
Is Apple Pay reversible?
Once you cancel a payment, your card will be refunded within one to three days. If the person has already accepted the payment, you won’t be able to cancel it. You can ask them to use Apple Cash via iMessage to send you a refund. If you need to dispute the charge, contact Apple.
What should I do if I get scammed on Apple Pay?
Answer: A: If you mean with a credit or debit card from the Wallet file a fraud complaint with the issuer. To file a fraud complaint with Apple Pay Cash open the Wallet, tap on Apple Cash, then the 3 dot icon, and Contact Apple Support. Also contact the police and file a report.
Can I get my money back if I get scammed on Apple Pay?
If you sent the wrong amount or sent money to the wrong person, try to cancel the payment or ask them to send the money back. … Go to Settings >, Wallet &, Apple Pay, then tap your Apple Cash card to see more options and tap Manually Accept Payment.
Is Apple Pay safer than debit card?
Apple Pay is designed with your security and privacy in mind, making it a simpler and more secure way to pay than using your physical credit, debit, and prepaid cards. … Apple doesn’t store or have access to the original credit, debit, or prepaid card numbers that you use with Apple Pay.
What are the disadvantages of Apple Pay?
- Limited use: Apple pay is available in iPhone 6 and above and iPad 2 or higher versions.
- Acceptance: Not all retailers use mobile payment terminal thus, you have to carry your wallet to do shopping.
Does Apple Pay have buyer protection?
Apple Pay transactions are also a matter between the merchant, you and your card issue. The service does not offer buyer protection policy.
Does Apple Pay charge a fee?
No. Apple does not charge any fees when you use Apple Pay — in stores, online, or in apps.