How apple pay works?

If Touch ID is off, tap the Apple Pay icon on the Touch Bar and follow the prompts on the screen. Mac without Touch ID: Confirm the payment on your Bluetooth-connected iPhone or Apple Watch. Make sure that you’re signed in with the same Apple ID on all devices.

How do Apple Pay transactions work?

Apple Pay allows you to send and receive money with other people in Messages. When you receive money, it’s added to your Apple Pay Cash card that can be used to make purchases using Apple Pay in stores, in apps, and on the web.

How do I pay with Apple pay?

How to send money in the Messages app using Apple Pay
  1. Open the Messages app, then start a new conversation or tap an existing one.
  2. Tap the Apple Pay button . …
  3. Enter the amount you want to send.
  4. Tap Pay, then tap the send button. …
  5. Confirm your payment with Face ID, Touch ID, or your passcode.

Can you use Apple pay without a card?

This is perhaps the big kicker with Apple Pay Cash—it finally gives iPhone users a way to use Apple Pay without necessarily linking a debit or credit card, just as long as they receive money from other people through the Apple Pay Cash service.

How do I use Apple pay on my iPhone?

No need to type in your billing. Information just look for apple pay at checkout. And that’s apple

What are the disadvantages of Apple Pay?

Cons:
  • Limited use: Apple pay is available in iPhone 6 and above and iPad 2 or higher versions.
  • Acceptance: Not all retailers use mobile payment terminal thus, you have to carry your wallet to do shopping.

Can u get scammed on Apple Pay?

The way you can get scammed with Apple Pay is the same as you could get scammed while using any other payment system. Scammers make you transfer your money via Apple Pay to appear as if it was your own choice.

Does Apple pay charge a fee?

No. Apple does not charge any fees when you use Apple Pay — in stores, online, or in apps.

Can I pay my friend with Apple pay?

Apple Pay makes sending and receiving money with friends and family as simple as sending a message. They can use the debit and credit cards they already have added to Apple Pay, so there’s no need to install an app or create yet another account. …

How do I pay with wallet?

Whether you have an Apple®, Samsung, Android or other type of smartphone, all you need to do is enter your credit or debit card info into the wallet app. That’s as easy as taking a picture of your card or using your bank’s mobile app to seamlessly upload the information.

Can I use Apple Pay without Internet?

Answer: A: You do not need any type of internet connection, be it cell data or Wifi to use Apple Pay in stores. Apple Pay in stores uses the NFC chip (Near Field Communications) to transfer the payment information to the store’s terminal. There is no internet connection required.

Do you need a bank account for Apple Pay?

Like all credit cards, Apple Card requires that you have a bank account for making payments. As you might expect, Apple makes it easy to select a bank account for ‌Apple Card‌ payments using the Wallet app on your iPhone.

Does Apple Pay go to your bank account?

You can transfer up to $10,000 per transfer and up to $20,000 within a seven-day period from Apple Cash to your bank account. You can only transfer your money to a bank account in the United States. There are no fees to transfer your money from Apple Cash to your bank account, unless you use an Instant Transfer.

Where is Apple Pay in my phone?

How to use Apple Pay on your iPhone
  1. Open the Wallet app on your iPhone.
  2. Tap the “+” button on the top-right to add a card.
  3. Tap “Continue.”
  4. Grab the credit or debit card you want to associate with Apple Pay.
  5. Position your iPhone’s camera to focus on card number (it’s either on the front or back).

How do I pay with my iPhone Wallet?

Use a rewards card

Add your rewards card to Wallet. At the payment terminal in the store, present your rewards card by holding iPhone near the contactless reader. Apple Pay then switches to your default payment card to pay for the purchase.

What are the fees for Apple Pay?

If you pay with Apple Pay using a debit card, there are no additional fees. Finally, if you transfer money to another Apple Pay user from a debit card linked to Apple Pay, there is no fee. But you will pay a 3% fee if you transfer money to an individual using a credit card linked to Apple Pay.

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